2024 Medicare Part A Deductible: $1,632.00 (Official)

Published CMS amounts, with the income and coverage rules beside them.

Official

Part A inpatient deductible per benefit period

$1,632

Official

Most people pay no Part A premium.

With sufficient Medicare-covered work history, the premium is usually $0. If you buy Part A, the monthly premium is $278 with 30-39 quarters, or $505 with fewer than 30 quarters.

Part A cost sharing
CostAmountApplies to
Inpatient deductible$1,632Each benefit period
Hospital coinsurance$408.00Days 61-90
Lifetime reserve coinsurance$816.00Each reserve day
Skilled nursing coinsurance$204.00Days 21-100

The recent trend.

Medicare amount history and projections
YearPart A inpatient deductible per benefit periodStatus
2024$1,632.00Official
2025$1,676.00Official
2026$1,736.00Official
2027$1,788.00Projected
2028$1,844.00Projected

Questions, answered.

Are the 2024 Medicare amounts official?

Yes. CMS published the amounts; the sources below identify the announcement.

Which income counts for IRMAA?

Modified adjusted gross income is ordinarily adjusted gross income plus tax-exempt interest from two tax years earlier. Certain changes can justify a new determination from SSA.

Will a married couple pay one premium?

Medicare costs are generally per enrolled person. Joint filing uses the joint income thresholds, but each spouse can owe a premium and surcharge.

Does the Part D base amount equal my plan premium?

No. It is a national benchmark. Your chosen plan premium and any Part D income-related surcharge are separate.

Can retirement reduce an IRMAA assessment?

Work stoppage or reduction can be a qualifying life-changing event. Follow SSA-44 and SSA’s evidence rules; a lower entered calculator income does not itself change the assessment.

Check the sources.

Data checked October 1, 2026. Announced October 12, 2023.