Terms of Use
This website provides public information and illustrative calculations for personal reference.
Use the official decision
SSA, CMS, IRS, OPM, your plan administrator and your financial institutions determine actual eligibility, amounts and deadlines. A website estimate is not a benefit award, tax return, enrollment decision or account instruction.
Check the assumptions
Projections can change; fixed-return retirement scenarios do not guarantee an outcome. Compare the linked primary publication and your own statement before acting.
Reuse with attribution
The read-only API and embed widgets may be used with a visible link to the relevant source page and its projection status. Government source data retain their own terms. Site illustrations and typography are separate creative assets.