HomeRetirement & Benefit Calculators

Retirement & Benefit Calculators

One question at a time. Bring the numbers you know and see what they imply.

Social Security Calculator by Claiming Age

Compare monthly benefits from age 62 to 70, using your own PIA or an earnings approximation.

Estimate the portion of your benefits included in federal taxable income, not your tax bill.

Estimate annual benefits withheld for earned income before full retirement age.

See how a current balance and regular contributions could grow before retirement.

Estimate the gross federal pension from high-3 salary, creditable service, and the selected formula.

Estimate regular active-duty gross retired pay using the average of your highest 36 months of basic pay.

Combine savings, Social Security, and a pension with their separate start ages.

Use the IRS Uniform Lifetime Table for an original account owner.

Calculate your first-year withdrawal as a percentage of savings. This is not a safe-withdrawal guarantee.

Calculate gross benefits and subtract your Medicare Part B premium and monthly withholding.

Find the income tier and per-person surcharge using the two-year tax-return lookback.

Model constant real spending and return, with pension and Social Security starting when you choose.

Plan the years before Social Security starts, then the years supported by savings and income.